这也是为什么2025年会成为商业保险的大重写之年。模板条款一旦确定，承保流程就会系统更新，问卷会追问企业把生成式AI用在何处、谁负责治理、是否做红队、是否有监控与日志；除外责任会变得更硬；子限额与免赔会围绕治理证据链重新定价。标准化的意义不只在于更严，而在于它把责任边界从个别公司各写各的升级为行业模板。进入模板时代，企业很难再用没注意到来逃避治理。要么承认暴露并把它买回来，要么用可验证控制把它变成可承保风险。
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Netflix's plan drew warnings that it would give the dominant streaming player even more power over actors and screenwriters, while putting further pressure on local cinemas.
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Beagle Bros’ tools were fantastic. They literally let you do the (allegedly) impossible, like change the names of operating system commands. And they always packed the disks full with extra stuff. Demos of their other products, and strange graphics hacks that existed for no reason other than the fact that they were cool, and because there was spare room on the disk. Beagle Bros. had a lot to do with why I ever wanted to learn programming in the first place. […]